Homeowners/ Renters

No place in the world is as precious as your home. Our Brokerage can help protect its value to you by helping you choose the coverage that fits both your budget and your priorities. So you can sleep soundly, knowing your home is protected. Five Stars Consulting can help you decide what coverage best suits your needs.

Homeowners insurance provides a safety net to protect what is likely to be your biggest investment – your home – in the event of a loss. That loss can come about in any number of ways. Homeowners policy can cover:

• Damages to your home’s physical structure
• Damages to other structures like garages or sheds
• Your personal belongings, whether they’re in your home or elsewhere
• Temporary living expenses
• Your personal liability if someone is injured or their property is damaged

As a condo owner, you have unique requirements for protecting your property, because your building and your individual unit have separate needsCondo policy can cover:

• Damage to your furniture, clothing, appliances and other personal items
• Your personal belongings, whether they’re in your home or elsewhere
• Common loss assessments made by the condo association for all unit owners
• Your personal liability in the event someone is injured or their property is damaged.

Standard renters insurance is easy, affordable and will protect you from loss or damage in the event of a fire, theft, vandalism, lightning, windstorm, hail, smoke, explosion and more.

Renters insurance covers your valued personal property, like flat screen televisions, computers, stereo equipment, clothing, furniture, sporting equipment, antiques, artwork, coin/stamp collections or instruments. No matter where in the world you take it, it’s covered.

Flood insurance is simple and affordable. Policies can provide coverage for:

• Flood damage to your home’s structure as well as items like your furnace and water heater
• Flood damage to your furniture, rugs, appliances, and clothing (with limitations for basement areas)
• Expenses you incur to protect your home against imminent flood
• Clean-up costs for covered items after a flood, including debris removal

Policies are available to homeowners, condo owners, apartment owners, renters and business owners alike.

Mortgage insurance is an insurance policy which compensates for losses due to the default of a mortgage loan.

Your trusted advisors at Five Stars Consulting can help you choose the insurance that’s right for you.